Sketch — sample data

Evry AI, your rewards copilot

Premium cardholders have concierges and rewards blogs. Evry AI gives debit-first spenders the same edge: it decides which offer is worth your next dollar, keeps your streak alive, and tells merchants which rewards actually moved sales.

Today's best move

Coffee House — Activate the boosted 11% offer before 4pm

You buy coffee on 4 of every 5 weekdays, and your streak boost expires in 2 days.

~$1.40 back+50 XP

Smart offer feed

Ranked for you by spend patterns, timing, and active boosts.

Match score

Coffee House

Boosted

8% back + 3% streak boost

Matches your most frequent weekday spend, and the boost expires soon.

96%

$1.40 / visit

Online Market

Boosted

$5 back on $40+

You restock groceries around this time each month.

88%

$5.00

Fuel Co.

5% back on fill-ups

Your tank cycle suggests a fill-up in the next 3 days.

74%

$2.10

Corner Diner

10% back on dine-in

New merchant near where you usually spend on weekends.

61%

$2.60

Movie Tickets

$3 back per ticket

Occasional category — surfaced lower so your feed stays useful.

42%

$3.00

Evry Assistant

Preview — sample conversation.

Where should I spend today to keep my streak and earn the most?

Coffee House. Your 8% offer is boosted to 11% for 2 more days, and any purchase today keeps your 5-day streak alive. Expected: about $1.40 back plus 50 XP.

How much did I earn last month?

You earned $42.12 in Evry Points last month — 61% from merchant offers, 39% from 1% universal cash back. Activating offers before checkout would have added roughly $9 more.

Ways to earn more

Coaching based on your own spend.

Move your gas spend to Tuesdays

+$3.80 / month

Fuel Co. runs its boosted rate midweek — same fill-up, better rate.

Set up direct deposit

+$119.88 / year

You're already above the balance threshold; deposit waives your $9.99 fee.

Activate offers before checkout

+$9.00 / month

You missed 4 activations last month on merchants you already visit.

For merchants

The same models that rank offers for users help merchants spend their reward budgets where they pay off.

Offer copilot

Describe a goal — 'bring back lapsed weekday customers' — and get a suggested reward rate, audience, and budget.

Attribution summaries

Plain-language reads on which offers drove incremental sales, not just clicks.

Fraud and abuse signals

Pattern detection on activation behavior so merchant budgets fund real customers.

See it in the dashboard Merchant offers